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Midstates Bank

Positive Pay

Protect your accounts from unauthorized activity

Positive Pay is an automated fraud detection tool online tool accessed Cash Management to help combat check fraud and forgery. With Positive Pay, you can control your checking transactions by rejecting anything that's unauthorized or counterfeit.

Positive Pay Features

This service compares each check presented for payment against your check issue file. You can view images of checks before deciding which items to pay or return, monitor daily incoming clearings, and return fraudulent items.
  • Excellent fraud prevention tool
  • Remain in control over your account’s activity 
  • Daily review and indicate whether charges should be paid or returned
  • Exception items can be viewed online for your review

Service Features

Positive Pay will help you quickly identify potentially fraudulent and other exception items, such as an encoding error on the amount of the check. This can save your company the time and money normally spent chasing down funds from fraudulent checks. 
  • Access Positive Pay through Online Banking.
  • Uploaded check file via Cash Management, key in manually, or uploaded from accounts payable system.
  • Checks matching information on the issued check file are automatically paid.
  • Items that do not match are listed in Online Banking.
  • Review and indicate whether charges should be paid or returned.

Get Started

If you would like to let us know that you would be interested in adding Positive Pay for your business account, please provide basic contact information and your business name through our online form. We will get back to you with additional information and next steps. There is no need for you to follow up, we will reach out to you.

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Text Banking

Stay informed and in control with the ease of text banking.