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Midstates Bank

Advantage Checking


Interested in earning Interest?

Advantage checking is an account that truly pays. This interest-bearing checking account offers tiered interests1  on balances starting at $5,000, ATM refunds, plus discounts on personal loans and home equity lines of credit.

Account Features

Account Fees
  • Interest‑earning account
  • Free debit Mastercard®
  • Free Mobile Banking
  • Free Online Banking
  • Free eStatements or paper statements
  • Up to $10 in ATM refunds3
You can easily avoid the $7 monthly maintenance fee by meeting one of the following requirements2:
Maintain an average collected balance of  $5,000 
Enroll in free E-statements & make 24 debit card transactions

Additional Benefits
Get the perks of relationship banking
We are here with advice and insights to help keep you moving in the right direction. Did we mention special pricing like 0.125% off new personal loans and home equity lines of credit? You get those, too!4     

1 Contact us for current interest rates. Fees could reduce earnings.
2 There is no Monthly Service Charge if any of the following requirements are met:
  • Monthly charge waived with $5,000 minimum average daily ledger balance  
  • Monthly charge reduced by $1 for eStatement and $0.25 for each debit card purchase. ATM transactions do not apply. Transactions must post to the account within the statement cycle to qualify. 
3  ATM fee refunds up to $10 per month by request within 60 days of transaction 
4  0.125% off new personal loans and Home Equity Lines of Credit w/ auto pay from Midstates account.

Open Account Online

Apply online today for Advantage Checking.

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On the go banking in the palm of your hand.