Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Midstates Bank

Rates

2.42% APY* 36 Month Jump-Up Flex CD
ACCOUNT HIGHLIGHTS
Take advantage of the rising rate environment. If rates start to climb, we don’t want you to miss out. 
            36-Month Term
            Minimum deposit of $500
            Optional one-time rate increase upon request
            Automatic rollover
 
 
Scroll to the left to view the rest of the table.
Certificate of Deposit (CD) Rates*
 
 Maturity
 Min. Deposit
 Min. to Obtain APY
 Interest Rate
 APY
6 Month $500.00
$500.00 0.50 
0.50
6 Month $5,000.00 $5,000.00 0.65 
0.65
8 Month $500.00
$500.00 0.40 
0.40
12 Month $500.00 $500.00 1.20
1.21
12 Month $10,000.00
$10,000.00 1.65 
1.66
13 Month $10,000.00 $10,000.00 2.15
2.17
15 Month $10,000.00
$10,000.00 1.20
1.21
18 Month $500.00 $500.00 1.30 
1.31
18 Month $10,000.00 $10,000.00 1.75 1.76
24 Month $500.00 $500.00 1.00
1.00
25 Month $10,000.00
$10,000.00 2.30
2.32
36 Month Jump-Up Flex** $500.00 $500.00 2.40 
2.42
48 Month $500.00 $500.00 1.90
1.91
48 Month $10,000.00 $10,000.00 2.40
2.42
60 Month $500.00 $500.00 1.30
1.31
60 Month $10,000.00
$10,000.00 2.50
2.52


Mortgage Rates***

Product
 Interest Rate    
 APR  
 30 year Fixed 5.125% 5.272%
 15 year Fixed 4.625%  
4.874%

Apply Now for a new home mortgage or refinance!


Learn More

Start making the most out of your money. Contact us today for more rate options.


*Annual Percentage Yield (APY) effective September 20, 2018 and are subject to change. Other maturities are available. A penalty will or may be imposed for early withdrawal and fees could reduce earnings. No brokered deposits.

**Jump-Up Flex CD eligible for one-time rate increase at current rate upon request. 

***Mortgage Rates effective as of  December 10, 2018, are subject to change, and may vary based on credit-worthiness, qualifications, and collateral conditions. APR = Annual Percentage Rate. **EXAMPLE: 4.874% APR applies to a loan amount of $150,000. Financing for fifteen (15) years would require 180 monthly payments of $1,157.10. Financing for thirty (30) years at 5.272% APR would require 360 monthly payments of $816.73. All examples are based on a 20% down payment, 720 or higher credit score, approved credit, and may vary on selected loan programs. Insurance and taxes are not included in the stated payment amounts and will increase the payments accordingly. Proof of homeowners insurance required. Offer valid on first mortgage of a primary residence only.



Apply Now

Simply contact our team or visit a branch to open a CD.
Icon of a piggy bank with a coin going in

Savings

Start saving today, so you can reap the benefits tomorrow.