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Midstates Bank

Rates


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Certificate of Deposit (CD) Rates*

 Maturity
 Min. Deposit
 Min. to Obtain APY
 Interest Rate
 APY
6 Month $500.00
$500.00 0.35 
0.35
8 Month $500.00 $500.00 0.37 
0.37
8 Month $10,000.00
$10,000.00 0.45 
0.45
12 Month $500.00 $500.00 1.15 
1.15
12 Month $10,000.00
$10,000.00 1.55 
1.56
15 Month $500.00 $500.00 0.45
0.45
15 Month $10,000.00
$10,000.00 1.15 
1.15
18 Month $500.00 $500.00 1.30 
1.31
18 Month $10,000.00 $10,000.00 1.75 1.76
24 Month $500.00 $500.00 0.65 
0.65
25 Month $10,000.00
$10,000.00 1.50 
1.51
36 Month $500.00 $500.00 1.75 
1.76
37 Month $500.00 $500.00 1.15 
1.15
48 Month $500.00 $500.00 1.80 
1.81
60 Month $500.00 $500.00 1.25 
1.25
60 Month $10,000.00
$10,000.00 2.00 
2.02


Mortgage Rates**

Product
 Interest Rate    
 APR  
 30 year Fixed 4.875% 5.014%
 15 year Fixed 4.250%   4.486%

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*Annual Percentage Yield (APY) effective January 24, 2018 and are subject to change. Other maturities are available. A penalty will or may be imposed for early withdrawal and fees could reduce earnings.

**Mortgage Rates effective as of  April 23, 2018, are subject to change, and may vary based on credit-worthiness, qualifications, and collateral conditions. APR = Annual Percentage Rate. **EXAMPLE: 4.486% APR applies to a loan amount of $150,000. Financing for fifteen (15) years would require 180 monthly payments of $1,128.42. Financing for thirty (30) years at 5.014% APR would require 360 monthly payments of $793.81. All examples are based on a 20% down payment, 720 or higher credit score, approved credit, and may vary on selected loan programs. Insurance and taxes are not included in the stated payment amounts and will increase the payments accordingly. Proof of homeowners insurance required. Offer valid on first mortgage of a primary residence only.



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Simply contact our team or visit a branch to open a CD.
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