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Midstates Bank


When it comes to saving money, Midstates Bank knows how to help.  Whether you are starting to think about colleges or retirement, there are accounts for every stage.

Savings Accounts

With so many ways to help you save, use the chart to find out how a savings account could be right for you.

CDs (Certificates of Deposit)

Choose a CD that suits your investing needs with a rate and term that's right for you.  Contact us for current rates.

Traditional IRA

Bring on the future and smart savings for your retirement with an IRA featuring tax-deferred growth of earnings and tax deductible contributions. Consult a tax adviser for further IRA information. 

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Money Market

Christmas Club 

Ideal account if you want

Flexibility and convenience for your savings goals
Potential to earn higher interest rates as your balance grows
Turn holiday shopping into a smart savings plan

Minimum to open account

$100 $1000 $10

 Service charge

$5 / quarter
$15 / month FREE

How to waive service charge

No quarterly service charge with average daily balance above $100 No monthly service charge with average daily balance above $1,000

No service charge

Online banking


Mobile app


Bill Pay



 Earns Interest*


Learn More Learn More Learn More
*Contact us for current savings rates. Fees could reduce earnings. 

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Home Lending

Whether you are refinancing or buying a new home, we'll be by your side.