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Midstates Bank

About Us

We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing," underpins everything we do.

At Midstates Bank, we’re proud to have a legacy of service to our customers and communities that spans more than 140 years! Founded in 1876, Midstates Bank has grown into a $400 million financial services company with more than 75 employees and six locations – two in Council Bluffs and one in Avoca, Harlan, Missouri Valley and Mondamin. The institution is proud to be locally-owned and operated. 
 
Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations and serve the dynamic banking needs of our customers. We are proud of the bank we have become and look forward to providing the same outstanding customer service that has made us a trusted financial provider since 1876.
 

What Makes Midstates Bank Different

 
Local Decision Making 
As a locally-owned community bank, our uniqueness is our ability to be adaptable, efficient and accessible. Decisions are made on site, not in a corporate office hundreds of miles away. Our customers reap the benefits of this agility in experiencing less delays that permeates larger banks and financial institutions.
 
Ag & Commercial Lending Experts
At Midstates Bank we have in house experts who know and understand the local and global markets. Our experienced Agricultural and Commercial teams are committed to building solid, long-term relationships to help your business grow and remain profitable. 

Client Focused
Midstates Bank has taken a tailored approach to banking by combining innovate financial solutions, helpful local expertise and technology to manage a home or business. We feel banking should be more customized than just the name on the account. We can create a suite of services that works for you so your accounts reflect the uniqueness of your personal and business needs.
 
Come to you Banking
We know it takes long hours to keep your business and farm going. Our teams make visiting customers a top priority. The better we understand how you operate, the better we can meet your banking needs.
 
Extraordinary Service
Extraordinary service is fundamental to Midstates Bank and a principal factor behind our success. Our customers’ trust is won when they see the determination to deliver excellence packaged in every interaction. From extended text customer service hours through Bankability on Demand to a robust mobile app, our sole focus is making banking accessible and convenient.
 
Your Community is our Community
Serving our neighbors is what we do. It's what we've done for more than 140 years - and it's as core to our company as our banking services. Most of our bankers don’t just work in this community. They live here too. Your concerns and dreams for your neighborhood are theirs as well.
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Home Lending

Whether you are refinancing or buying a new home, we'll be by your side.
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Checking

Checking solutions that will simplify banking.