Loans for everything from crops to cattle, trucks to tractors, land and living
The hard work never ends. Neither does the need for timely financing to operate a livestock- or crop-based operation. Our Regional Agriculture Division provides a range of specialized loans for all sizes of farms, from family legacy farms to large-scale producers and commercial enterprises.
We also offer something extra - expertise and insights gained from more than 100 years of combined experience serving generations of farm families and businesses in a five-state area.
We come to your farm to conduct business at your convenience. And you can access live, text-based customer support from 7 a.m. to 7 p.m. when you need help.
Operating loans & lines of credits
Cover planting season costs, make rent and land payments, and finance transportation costs from harvest to market. Keep your operation moving along while you limit your interest charges.
Cattle loans
Purchase livestock and their feed, invest in husbanding a breeding herd, or operate a custom feedlot with this loan. It includes an investor financing package to provide funding for the custom feeder.
Mortgage loans
Purchase or refinance acreage, buildings, or facilities. We offer competitive rates with flexible repayment terms.
Ag real estate and facility loans
Finance new or used machinery and equipment, including power, tillage and rolling stock equipment, plus vehicles your operation uses every day.
Machinery and equipment
Finance new or used machinery and equipment, including power, tillage and rolling stock equipment, plus vehicles your operation uses every day.
FSA Loans
Whether you're a first-time farmer or long-time ag operation, tap into loans from the USDA Farm Services Administration by working with our lending team. Purchase farmland; enlarge, construct, purchase or improve farm dwellings and buildings; and pay loan closing costs.
We share your passion to produce and your will to work
No matter what kind of loan you need, you'll work with a local loan officer who has extensive knowledge of agriculture operations and the grit to get things done efficiently. We listen to your unique story, take the time to understand your challenges, and craft a loan package that factors in everything from your seasonal cash flow to long-term growth plans.
- Fixed-rate or variable-rate options
- Customized payment terms
- Relationship-based loan pricing
- Local underwriting and decision-making
Midstates Bank comes out to me when I need documents signed - that saves a trip in town and time.
Jeff Hoffmann | Farmer Merrill, IA
See more client stories at Midstates Bank and discover how we can help your business. Watch more stories.
Midstates Bank is a full-service financial institution with branches throughout western Iowa.