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IRA

Give yourself a future that's worth getting excited about

Someday, you'll walk away from the working world and into a new reality. In retirement, you'll have plenty of free time and all sorts of ideas how to use it. The key is having enough money to make the most of it. A good way to get there is to start saving early and stretch your dollars further with the tax advantages offered in our retirement accounts.

You have a choice of two IRA CDs with Midstates Bank. Both feature fixed interest rates. And your tax advisor can explain the details of their unique tax advantages, plus their contribution limits.

With a $500 minimum deposit, you can start your retirement savings plan immediately. And you'll keep more of your money working for your future because there's no monthly maintenance fee. How hard will it be working? That's easy to track and manage online or through the mobile app.

Please consult your tax advisor or accountant with any tax-related decisions.

  • Choose terms of 6 or 12 months
  • Lock in your rate for a specific term and leave your funds on deposit to maximize savings (early withdrawal penalty may apply)
  • Available for Roth and Traditional IRAs, as well as employer-sponsored SEP and SIMPLE options
  • Deposits insured by the FDIC up to the maximum allowed by law
  • Keep your money deposited for the 36-month term and choose to raise your CD rate once during that time period (early withdrawal period may apply)
  • Available for Roth and Traditional IRAs, as well as employer-sponsored SEP and SIMPLE options
  • Deposits insured by the FDIC up to the maximum allowed by law








Midstates Bank is a full-service financial institution with branches throughout western Iowa.
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Start saving for the future.


Choose from two options & open a savings account online! Unlock the power of personal savings with Midstates Bank.