Senior woman banking on mobile app

Simple Checking

It's simple - get everything you need in a checking account

When it comes to your daily checking account, you're looking for more of the convenient tools and none of the hassle. That's the essence of our Simple Checking. It takes $100 to open it, but after that, you can maintain any balance you like. And you'll always have access to digital banking tools you need to take care of business.

  • Open with a $100 minimum deposit
  • No monthly service charge
  • Includes our debit card for purchases and unlimited withdrawals at Midstates Bank ATMs
  • Access Online Banking to manage your finances with unlimited Bill Pay, view eStatements and more
  • Track account activity and deposit checks using Mobile Banking
  • eStatements are free for everyone; paper statements are available for a $3 monthly fee, but they're also free if you're ages 65+ or under 22

Midstates Bank is a full-service financial institution with branches throughout western Iowa.