At Midstates Bank, it's really about you
We are a community bank dedicated to serving you with a tailored experience, innovative products, and a highly trained team. As a community bank, your money works harder because we reinvest it in the communities we serve, helping to build and sustain western Iowa.
We're going to come to you and we're going to find the solution that fits best for you.
Rebecca Pedersen | VP & Kingsley Branch Manager
Learn how we can help you
Bank Anywhere, Anytime
Midstates Digital Banking is fast, secure, and available 24/7. Check your balances, make transfers, pay bills, deposit checks, turn debit cards on and off, and more - all online.
Top-Notch Customer Service
Whether it’s managing your personal finances or planning for the future, you'll be working with a community bank that personalizes everything for you. Get to know us better.
Checking and Savings Accounts that fit your lifestyle.
With Simple Checking, Interest Checking, and Advantage Checking, our checking accounts give you more options to get the most out of your checking account. Or, explore our Savings, Money Market, and Certificate of Deposit options.
Flexible solutions that work for your personal finances.
You have big plans for your future. We’ll help bring those ideas to life with the right account and smart solutions - from checking and savings accounts to health savings accounts and personalized loans, all backed by local expertise.
Personal Loans to keep your life running.
Whether you’re buying a home, tapping into your home’s equity, or financing a new car, we offer a range of loans to meet your needs. From mortgages and home equity lines of credit to personal loans and auto loans, we’ll work hard to help you achieve your goals.
Values that align with yours.
Work with a bank that supports your values, mission, and purpose, and reinvests in your community. Learn more about our values.
We make it simple to switch. Apply online for a personal account, or call us at 1-888-710-9070.
Frequently Asked Questions
How does Midstates Bank contribute to the success of individuals and families?
We help individuals and families thrive by ensuring easy and reliable access to financial resources. Our loans are funded directly from the deposits made by our local community members. This means that when you bank with us, your deposits help provide the funds for mortgages, car loans, and personal loans, supporting not just your own financial goals but also the success of your neighbors and the broader community in western Iowa.
How are you different from the large national banks?
Our board, officers, and staff live in the communities we serve, often volunteering and on local boards and with charities. We share your vision for a successful western Iowa. This local commitment allows us to provide a more personalized and customer-focused experience.
As a busy individual, what kind of service and turnaround can I expect from Midstates Bank?
At Midstates Bank, we understand that your time is valuable. That’s why we offer quick and easy account opening and changes with just a simple email, call, or text. Need help after hours? Our Bankability on Demand team is available from 7 AM to 7 PM, 7 days a week, to assist you.
Does Midstates Bank offer the same level of products and services as larger banks?
Absolutely! At Midstates Bank, we invest in technology and innovate our products to provide personalized service. Whether you prefer online, mobile, or in-person banking, we make it easy for you to manage your money on your schedule, just like you would with a larger bank.
Hear from our President
During my 35 years at Midstates Bank, I've talked with a lot of customers and answered a lot of questions. The one that keeps coming back up is, "What makes Midstates Bank not just any community bank, but YOUR community bank?"
We are locally owned and operated, even as we've grown into a $640 million institution. We have local leadership at each of our 10 locations across western Iowa - Avoca, Council Bluffs, Harlan, Kingsley, Le Mars, Minden, Missouri Valley, Mondamin, Neola, and Sergeant Bluff. That means you're able to engage with decision makers that live and work where you do, and that make investments in your community.
Our team members do more than just show up to work every day - they show up for you, participate in local charities, school and business boards, and volunteer to help keep our communities great places to live and work.
A community bank is the backbone of the community in which it operates. Everyone at Midstates commits to that principle by developing personalized solutions for all our customers - personal, small business, and agricultural. We pride ourselves on providing stability to the customers and communities that have come to rely on us. We hope to help you achieve your goals.
Sincerely,
Mike Kenealy
President
Join the thousands of Iowans who have chosen more options, more service, more willing - by banking with Midstates Bank.
Midstates Bank is a full-service financial institution with branches throughout western Iowa.