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Midstates Bank


Every new personal checking account includes:

  • Online and Mobile App Banking Access
  • Unlimited Bill Pay
  • Mobile Deposit
  • Debit Card and free replacement when lost or stolen
  • eStatements
  • Buy back of your unused checks and debit cards from another financial institution*
  • Thank you gift
  • Customers over 62 may also receive a free small safe deposit box or credit towards a larger box
Scroll to the left to view the rest of the table.




Minimum to open
$100 $100
Monthly fee
$7  $7
Options to waive fee
Average daily ledger
balance above $100
 Reduced by $1 for
& $.25 each debit
card purchase posted 
during statement cycle
Average daily ledger
balance above $1000
Earns interest** No No 
Check images
with statement
 $5 Fee  FREE $5 Fee 
Online Banking      
Mobile Banking      
Unlimited Bill Pay  
ATM Fee Refunds*** No No
Cell Phone Protection**** No No
  Learn More Learn More  Learn More
*$10 maximum for checks and debit cards from another financial institution will be given at the time checks/debit cards are presented. Offer good on personal accounts only; ask us about options for your business or organization.
**Interest is paid on daily collected balanced over $1,000. 
*** Up to $10 fee refund per statement cycle upon request up to 60 days following the transaction. 
****Bank approval standards apply. 

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Text Banking

Stay informed and in control with the ease of text banking.
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Mobile Banking

Account access at your fingertips. Manage your accounts securely using your mobile device.