Checking

Explore Checking Options

With FREE Checking, Interest Checking, and Advantage Checking, our accounts give you MORE OPTIONS to get the most out of your checking account.

Every new personal checking account includes:

	FREE Checking	Interest Checking	Advantage Checking
Minimum to open	$100	$100	$100
Monthly service charge	$0	$7	$7
How to waive service charge	NA	Monthly charge waived with $1,000 minimum average daily ledger balance	Monthly charge waived with $5,000 minimum average daily ledger balance -OR- Monthly charge reduced by $1 for eStatement and $0.25 for each debit card purchase*
Earns interest**	No	Interest on all balances	Tiered interest on balances starting at $5,000
eStatements
Paper statements	$3 monthly fee (Waived for ages 65+ or under 22)	$3 monthly fee (Waived for ages 65+)
ATM fee refunds***	No	No
Loan discounts	No	No	0.125% off new personal loans and Home Equity Lines of Credit (w/ auto pay from Midstates account)
Overdraft Protection Line of Credit waived**** ($25 annual fee)	No	No